The beauty of life

Philanthropist and multimillionaire Sir John Templeton was asked the secret to his great wealth. Templeton shared one thing, give. Find causes and people in need and regularly give to them. He recommended donating at least ten percent of your earnings.

Anthony Robbins shares that to get ahead financially you need to find great joy in contributing to others. He also adds that you must spend less than you earn and invest the rest. Without making intelligent investments most people are losing money due to inflation alone.

Radio host and author Dave Ramsey shares that there are a few steps to being financially free, which means paying off your debts and having enough money to live the life you want.

His first step; establish a $1000 emergency fund. At the same time stop using credit cards, and use this fund only in agreement with your spouse for real emergencies. You should be able to get this fund together within a month by saving, cutting costs, and selling items online or in garage sales. The only other thing to remember is that once funds are used, all extra spending stops until you get the emergency fund back up to $1000.

The next step Ramsey shares is to pay off your credit cards and loans by paying more than the minimum payment each month until one loan is paid off, then using the previous payment from that loan and adding it to the payment on the next loan.

Where do most Americans lose money? One of the main places is restaurants. Everyone deserves a special night now and then, but for many this habit costs far more than they realize as they spend far more time eating out than they realize. A second major drain is buying a car that costs too much in comparison to one’s salary.

As we discussed previously, 95% of couples whose marriages ended in divorce shared that stress over debt and arguments about money were a main cause if not the cause of the demise of the relationship.

Consider for a moment the staggering implications. More than 90% of people get married. When one understands that the first cause of most problems is debt, and almost everyone gets married at some point, it is easy to see why getting a grip on finances needs to be a top priority.

Included here are a few powerful strategies every person, single or married should incorporate into their lives. The next step almost every financial expert recommends is to become educated and regularly read books on money.


Abundance: many people associate the word with the idea of financial wealth. However, the word abundance has several definitions. It could mean a surplus of supply, overflowing fullness, or affluence. Money is not and should not be the only standard of abundance. At the end of the day, each individual has his or her own personal standards for what an abundant life is. This realization doesn’t happen overnight though. There is a lot of contemplation involved when you try to figure out what you think makes for abundant living. Here are some questions to help you discover what type of abundance you’re looking for.

1. Does your idea of abundant living involve financial wealth?
The most common idea of abundant living has to do with a surplus of financial wealth. Most people dream about being able to buy whatever they want, give gifts to their loved ones and be free from employment. A life of abundance definitely involves some level of financial freedom. Don’t feel bad if you’ve been dreaming of being rich. It’s only human nature to desire financial gain. There’s nothing wrong about having financial wealth as one of your personal standards of abundance.

2. Does your idea of abundant living involve awards?
Wealth is desirable to everybody. But for some people there are things that are more desirable in life, such as honors and awards. Some people derive more pleasure from acknowledgement and validation than they do from the benefits that financial freedom could provide. For some, a life of abundance involves having a fruitful or creative professional career and having an abundance of awards and accolades. If the idea of being honored for doing work that you love excites you, then professional success is definitely one of your personal standards of abundance.

3. Does your idea of abundant living involve having plenty of free time?
For some people, time is more important than money. They live with the attitude that you can always earn back money you lose or spend, but you can never gain back time. For these people an abundant life has an excess of time. Earning millions means little to them if you have to spend millions of minutes at work as well. If you value your time as much as they do, then having plenty of free time is one of your personal standards of abundance.

4. Does your idea of abundant living involve being part of several different projects?
Some people are naturally productive. These people can’t stand not being busy. They’re often called workaholics, but it’s not labor that they crave, it’s the challenge of overcoming difficult obstacles. To these people, financial rewards are not necessarily important, because it comes as a natural consequence of their work ethic. To them an abundant life involves an abundance of challenges they can overcome and worthy projects they can immerse themselves in. If you are a tireless worker constantly looking for the next challenge, then an abundance of work opportunities is one of your personal standards of a life of abundance.

5. Does your idea of abundant living involve contributing to the society and the community?
The concept of abundance is often associated with surplus and excess. To some people, this would mean luxury. But to others, what surplus means is having more than enough to be able to share. To some people, a life of abundance is not a life of luxury, but a life of generosity. These people feel the most fulfillment when they are able to give back to society. They enjoy establishing foundations, holding charity events and sponsoring scholars. If you enjoy giving more than receiving, then the ability to contribute to your society and community is one of your personal standards of abundance.

We all have our own personal standards of what makes an abundant life. Abundant living doesn’t have to be about one thing. Most people have multiple standards of success. The artist may require fame, a collections of creative works, and a few awards before he consider his life abundant. The businessman may require wealth and multiple projects to consider his life abundant. To the scientist, an abundant life may simply be a life in the lab making contributions to the scientific community. The beauty of life is that we are all free to set our own standards and pursue them. At the end of the day, an abundant life has an abundance of the things that we value. An abundant life is a life of joy and happiness.


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